During the Friday, Oct. 18, Gila Economic Development Alliance monthly Roundtable, two representatives of Wells Fargo Bank spoke to those attending.

April Ortiz and Michelle Nise of Wells Fargo Bank talked about where they came from, their community participation and what they do at the bank.

Ortiz said she was born in Silver City and never left home. She talked about the connection Wells Fargo has with Habitat for Humanity, and the help bank employees give during builds. "As Wells Fargo employees, we each have to put in 60 hours on a build. We are helping home ownership in the community."

"We want to see our youth remain here," Ortiz said. "I am branch manager for home mortgages. I enjoy the satisfaction of helping consumers with home ownership. My team is spread throughout southern New Mexico, with one representative here."

Referring to the earlier talk on broadband access for computer users, she said: "The Internet is vital to my day-to-day business for communication with my team."

She said the bank has done $4.4 billion in refinancing relief throughout the country, offering lower rates to many, even if the value of their home was not there.

Nise said she is a native of Long Island, NY. Her background with the bank includes Grant County and then, when Wachovia became Wells Fargo, she went to North Carolina to help with the changeover.

"Now I'm back in Grant County," Nise said. "We feel like part of the community, and we want our son to stay here."

She said Wells Fargo has 95 banking locations in New Mexico, and the bank is one of the 10 largest companies in the state. "We get good things started here. Habitat is one, and our teams love being hands on." She said the bank has loaned $10 million in the first quarter, in business loans, mortgages and personal loans. "Donations go through me."

Nise said the bank is working on a scholarship program for Western New Mexico University. "We have helped veterans get their businesses started, and we are working with the WNMU Business Department to keep it going."

"I am the branch manager here," Nise said. "We are a community bank."

Bruce McKinney, Silver City businessman, asked what the loan environment is for businesses and homes.

"In 2008, banks were doing no-document loans," Ortiz said. "Things have changed. It's not to make things difficult but so we don't go back to where we were. We go by what is submitted to the IRS. You have to provide documentation. It's not harder, but you do have to show documentation. We are no longer putting consumers into homes they can't afford."

Nise said it was similar for businesses.

"We're here to walk through the process with consumers," Ortiz said.

Priscilla Lucero, Southwest New Mexico Council of Governments director, asked about first-home buyer programs.

"We are not approved for them," Ortiz said," but we are working with the New Mexico Finance Authority on the issue."

Cissy McAndrew, local Realtor, asked about loans for manufactured housing.

"Wells Fargo will finance manufactured housing, but it has to be on a fixed foundation," Ortiz said. "And it has to have been built after 1976."

Mike Trujillo, Gila EDA member, took over the meetings after president Jeremiah Garcia had to leave to attend a funeral.

"Thank you for being here and being part of the community," Trujillo said to Ortiz and Nise.

The rest of the meeting will be covered in the third article in the series.

Live from Silver City

Join GCB Three Times Weekly Updates

Welcome to Three Times Weekly Updates! You will be subscribed to email notifications with links to recently posted articles.
You can unsubscribe anytime. We never share or rent your email to anyone.

Fire Alerts

Editor's Note

The Grant County Beat endeavors to post to the Elections page, under News, at the least, notices of candidates for Grant County races. Some candidates for statewide races have also sent their notices. 

The Beat continues to bring you new columnists.Recent additions  include the Christian Corner, for those who are already Christians or are exploring the beliefs.

The second is a business-centered column—Your Business Connection by the New Mexico Business Coalition. The group works to make policy in the state of New Mexico better for all businesses, large and small.

The Beat has a column for you gardeners out there. The Grant County Extension Service will bring you monthly columns on gardening issues. The first one posted is on Winterizing your houseplants and patio plants.

The Beat totally appreciates its readers!  


All articles and photos indicated by a byline are copyrighted to the author or photographer. You may not use any information found within the articles without asking permission AND giving attribution to the source. Photos can be requested and may incur a nominal fee for use personally or commercially.

Don't forget to tell advertisers that you saw their ad on the Beat.

Feel free to notify editor@grantcountybeat.com, if you notice any problems on the site. Your convenience is my desire for the Beat.

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by advertising and linking to Amazon.com.

If you subscribe to the Join GCB Three Times Weekly Updates option on the left side of this page, you will be subscribed to email notifications with links to recently posted articles.

Note: This is another component that is in progress of going to a different software to make it easier for you to use and find classifieds that interest you. Check Out Classifieds. And look at Sponsors to see who is helping the Beat.

It's really easy to check to see if there's a classified ad. Just click on Classifieds in the blue menu and the page will open letting you know if there is a classified ad. Remember that your buying classified ads gives you a wide readership, as well as supporting the Beat. Post YOURS for quick results!

Note that if an article does not have a byline, it was sent to the Beat and written by someone not affiliated with the Beat

When you click on the blue and orange button on the upper left side of most pages, you will find out how you can help the Beat defray its expenses, which, with increased readership, continue to grow. You will arrive at a page that gives you options of how you can Help the Beat. All help is greatly appreciated and keeps the news you want and need coming into your browser.

Consider the Beat your DAILY newspaper for up-to-date information about Grant County. It's at your fingertips! One Click to Local News.

Thanks for your support for and your readership of Grant County's online news source—www.grantcountybeat.com