Members of the Silver City Regional Association of REALTORS, Inc. will write periodic columns under this heading to inform the public about real estate matters.

The opinions do not necessarily reflect the opinions of the Grant County Beat.

How to Avoid Real Estate Cyber Scams

Phishing, hacking, wire fraud - these are all ways people attempt to steal from others online. As real estate searches and transactions move more and more online, the chances of being caught up in a cyber scam have become even greater. 

"By now most people have heard of the Nigerian prince scams or phishing emails asking for social security or banking information, but many people don't know that they need to watch out for possible scams when buying or selling their home," Cassie Carver, President, Silver City Regional Association of Realtors. "Cybercrimes have become increasingly sophisticated over the years and the people perpetrating them focus on situations where a lot of money is changing hands, making real estate transactions an ideal target."

Read more ...

Economic Impact of Real Estate Activity in New Mexico

Please see NAR’s latest reports on the Economic Impact of Real Estate Activity in New Mexico and in the U.S. overall. The reports highlight how the housing market is affecting the national economy as well as the local economies in all 50 states. These reports outline the total economic impact of real estate related industries on the state economy, as well as the expenditures that result from a single home sale, including aspects like home construction costs, real estate brokerage, mortgage lending and title insurance.

New Mexico: 


Analysis and Maps:

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Homeownership Month 2022

Each year during the month of June, the Silver City Regional Association of REALTORS® takes the opportunity to celebrate homeownership by showcasing individual homeowners, government officials, and various programs that protect and promote the American Dream of homeownership.

Homeownership Month was created both to encourage current and future homeowners to be advocates for homeownership and to ensure current and prospective homeowners have their voices heard at local, state, and national levels of government.

To many, the very nature of owning a home offers people a sense of pride and security. It also represents a testament to one's hard work and sacrifices. As an organization, the Silver City Regional Association of REALTORS® believes it is vital to take time out to observe and promote homeownership not only for the personal benefits it provides, but also because of its proven ability to strengthen American communities, offer long-term, generational building opportunities, and for the institutions ability to stabilize and solidify America's broader economy.

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The Multiple Listing Service is the Smartest Way to Sell or Buy a Home.

What is an MLS? Multiple Listing Services (MLSs) are independent databases that enable real estate professionals to learn about and share local property listings and data for the benefit of their clients and customers.

"REALTORS® have access to a cost-effective and efficient marketplace for sharing real estate data as well as a mechanism to offer compensation to other participants by facilitating cooperative transactions." , states, Pat Fell, 2022 President of the Silver City Regional Multiple Listing Service.

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What kind of Delays Can be Expected in Real Estate Transactions in Today's Market?

Buyers have pre-qualified with a lender and have begun their home search. Buying a home is such an amazing adventure in life!!

The real estate transaction encompasses a wide range of professionals including brokers, home inspectors, appraisers, surveyors, title officers, lenders and more. Nearly every home sale utilizes these professionals to get from list to close.

In today's "hot" real estate market buyers will quickly discover the path to home ownership holds many bumps and delays. Currently, the inventory of homes for sale is limited. New buyers are often excited to find a home they like and make an offer. However, they may get out-bid or end up in a bidding war. Many times, buyers need to be prepared to pay over the asking price to get a home under contract.

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Local REALTORS to hold winter coat drive - deadline Sept. 29, 2021

Local REALTORS® will be holding a winter coat drive


Local REALTORS® will be holding a winter coat drive to collect coats in sizes 3T through 5T for children in the El Grito Preschool Program. All coats are preferred to be gender-neutral.

Collection locations:
Home Town Real Estate

Silver Advantage Real Estate

Silver City Regional Association of Realtors\MLS

Hacienda Realty

Better Homes & Gardens Silver City

Gila Realty

We need your donations by September 29, 2021.

>>> Make a donation here! <<<

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Warning signs of scams and unfavorable home loan terms

The impact of COVID-19 has led to financial struggles for homeowners across the nation. In fact, a recent study conducted by OnePoll in conjunction with the National Association of REALTORS discovered that more than 8 out of 10 American homeowners – 81% – the COVID-19 pandemic has caused them unexpected financial distress.

"The effects of COVID-19 have led to some homeowners taking desperate measures to ensure they can protect their investments. Scamming activity increases during times like these, so homeowners must remain vigilant and be cautious of offers that sound too good to be true," said Robin Thomas, President of the Silver City Regional Association of Realtors.

Here are some warning signs of scams and unfavorable loan terms:

· Sounds too easy. "Guaranteed approval" or "no income verification" regardless of borrower's current employment, credit history, and assets.

· Large future costs. High-risk adjustable rate mortgages where payment rises significantly after the "teaser rate" period is seldom appropriate for families who already have had problems repaying other loans.

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How to make the best purchase offer in a seller's market

You've worked with a Realtor® to scour the listings, searched online, toured what feels like a million houses and finally found it: the house you want to call home. The next step is to make your purchase offer, and if you are like most people, the prospect can be quite intimidating. In a seller's market, there can be even more pressure on the buyer to submit an impressive bid. So how can you make sure that the offer you submit is the one that is accepted?

"In a seller's market, home prices are a bit higher and inventory is lower," said Kim Clark, Association Executive, Silver City Regional Association of Realtors®. "This means you are more likely competing with multiple bidders. In a competitive market like this, buyers need every advantage they can get, and working with a Realtor® to make the best purchase offer is a smart move." And, believe it or not, the bid with the highest price is not always the one that wins.

"Of course, sellers want to get the best price for their home, but that isn't always the deciding factor," said Robin Thomas, 2021 President of the Silver City Regional Association of Realtors. "Eliminating or reducing the number of contingencies with your bid, through things like pre-offer inspections, can also help make your offer stronger. The bid that causes the least amount of hassle for the seller is the one that will probably win."

"Virtual live showings became popular during the pandemic, especially for out-of-town buyers. However, with the change to a fast-moving market with limited inventory, buyers need to be prepared to make sight unseen offers in a rapid manner," said Thomas. "This is not the time to make a lowball offer. When you are going up against more than one potential buyer, it's the time to put your best foot forward." This might be your one chance to convince the owner to sell their home to you, so it's all the more important to submit your best possible purchase offer with few to no contingencies."

Read more ...

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